mortgage professional alberta

Applying for a Mortgage Preapproval is Quick and Easy!Mortgage Lenders

 

Our Alberta mortgage specialists make the dream of home ownership a reality every day
for our clients. RateDeals.ca is your online resource for today’s best interest rates.

A mortgage broker is the only way to ensure you don’t pay too much for your new mortgage. We will save you time and money, and treat you like a person, not a number! RateDeals.ca is licensed with Verico Benchmark Mortgages Inc in Alberta, and Verico Mortgage Options Ltd in BC.

An Alberta Mortgage Broker Will Get You Approved!

Getting preapproved for a mortgage is fast and easy. There is no cost or obligation (and no line-ups).

The preapproval process takes only 5 minutes to complete. Once we have your application, we will be able to get you approved within a few hours. The whole process usually doesn’t take more than a day to complete.

Talk to us today about all our financing options. We can help you stop paying your landlords mortgage and start paying your own. We are just a click away!

Learn More about the preapproval process.

Apply Now for Your Free Mortgage Pre-Approval!

Applying is Quick and Easy

There are no fees or obligations. Just honest, unbiased advice from a true mortgage professional.

Today’s Best Mortgage Rates

Mortgage TermsPosted Bank Mortgage RatesRateDeals.ca
Variable Rate- High Ratio 3.20% 2.35%
1 year Fixed - High Ratio 3.49% 2.74%
2 Year Fixed - High Ratio 3.09% 2.54%
3 Year Fixed - High Ratio 3.39% 2.65%
4 Year Fixed - High Ratio 3.89% 2.94%
5 Year Fixed- High Ratio 4.84% 3.04%
5 Year Fixed - No Frills 4.84% 3.04%
5 Year Fixed - Conventional 4.84% 3.04%
10 Year Fixed 5.79% 3.74%
Bank of Canada Qualifying Rate 4.89% 4.89%

Get a Second Opinion on Your Banks Offer!

Make sure you don’t pay too much for your new mortgage. Let us give you a second opinion on your banks offer, and show you how much money we can save you every month.

 More Mortgage Lenders Means More Choice and More Competition

Unlike your bank who only offers their own product line, our Verico mortgage agents have access to dozens of different lenders all with varying degrees of risk tolerance. This means we have more products to suit your specific situation. Cheap mortgage rates, more options and the support of working with a true home loan professional.

Don’t Pay Retail, We Offer Wholesale Mortgage Rates

The branches deal in retail mortgage rates (posted rates), offering discounts off of these rates based on a clients profitability to the bank. We work in the wholesale market, where every client gets the lowest loan rates that we offer on any given day.

Even if you love dealing with your institution, getting a quick mortgage quote on our online site, is the prudent thing to do. How much more are you willing to pay for the privilege of working with your branch?

We are Licensed Mortgage Professionals

Our job is not to pad the banks bottom line, we work for you.

Often banks will recommend you apply for a loan with their in-house mortgage brokers. These employees are not mortgage brokers, they work for the lender and they only offer that institutions products. These mobile sales reps are also not licensed by the province, nor are they required to meet the same educational requirements as a true mortgage broker.

Your Banker Works for the Bank, We Work for You

When you deal with your branch, make no mistake who your loans officer is working for; the bank. Our financing specialists work on your behalf getting you the lowest wholesale interest rates in the country.

There is no reason NOT to apply at RateDeals.ca for your mortgage in Edmonton. Talk to us today and compare the difference.