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Applying for your Mortgage Preapproval is Quick and Easy!

Our mortgage lenders make the dream of home ownership a reality every dayMotgage Lenders for our clients. RateDeals.ca is your online resource for today’s best interest rates, and the cities best mortgage agents.

The Best Mortgage Lenders is the only way to ensure you don’t pay too much for your new mortgage. We will save you time and money, and treat you like a person, not a number! RateDeals.ca is licensed with Verico Benchmark Mortgages Inc.

Our Mortgage Lenders Get You Preapproved

Getting preapproved for a mortgage is fast and easy. Our home loan specialists will walk you through the process securing you a great rate with a loan that is tailored to your situation. There is no cost or obligation (and no line-ups).

The preapproval process takes only 5 minutes to complete. Once we have your application, we will be able to get you approved within a few hours.

If everything looks good, we will request a few documents from you to finalize the mortgage preapproval. The whole process usually doesn’t take more than a day to complete.

Why You Need Your Free Mortgage Preapproval Before Looking

There are a number of key reasons why a broker should be your first call when you are ready to purchase a home. The obvious one being you need to know if you can even qualify for a mortgage.

Some clients are very close to qualifying, and simply need some financial guidance to get them over the hump, we specialize in these situations as well.

Before taking you out to look for a property, your realtor is going to want to know how much you are preapproved for on a mortgage. There is not much point looking at $500,000 homes if you only qualify for $200,000.

As part of the free mortgage preapproval process, one of our Edmonton mortgage brokers will lock you into a mortgage rate, holding it for 120 days, ensuring rates do not rise during this time while you are out seeing properties.

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Working with RateDeals.ca
Easy as 1, 2 or 3!!!

We know your time is valuable, this is why we make it so easy to deal with one of our Edmonton mortgage professionals. We can meet you in person, deal by phone / email or you can apply online. Regardless of how we work together, you will get the same great service and the same great mortgage. Get your Free Mortgage Preapproval today!

Apply Now for Your Free Mortgage Pre-Approval!

There are no fees or obligations. Just honest, unbiased advice from a true mortgage professional.

Why Working with RateDeals.ca is Better

More Mortgage Lenders Means More Choice and More Competition

Unlike your bank who only offers their own product line, our Verico mortgage lenders have access to dozens of different lenders all with varying degrees of risk tolerance. This means we have more products to suit your specific situation. Cheap mortgage rates, more options and the support of working with a true home loan professional.

Along with the great current interest rates you see on our site from the countries top lenders, we also offer sub-prime and private financing when you apply for a home loan here in Alberta.

Don’t Pay Retail, We Offer Wholesale Mortgage Rates

The branches deal in retail mortgage rates (posted rates), offering discounts off of these rates based on a clients profitability to the bank. We work in the wholesale market, where every client gets the lowest loan rates that we offer on any given day. This small difference in model, is a big savings for our clients.

Even if you love dealing with your institution, getting a second opinion on our online site, is the prudent thing to do. We encourage clients to educate themselves. How much more are you willing to pay for the privilege of working with your branch?

We Are Licensed Mortgage Professionals

Unlike your banker, who is not required to be licensed, brokers must meet educational and professional standards. Our job is not to pad the Mortgage Lenders | Broker Network of the Yearbanks bottom line, we work for you. We are licensed with Verico Benchmark Mortgages Inc. in Alberta and Verico Mortgage Options Ltd in BC.

Often banks will recommend you apply for a loan with their in-house mortgage brokers. These employees are not mortgage brokers, they work for the lender and they only offer that institutions products. These mobile sales reps are also not licensed by the province, nor are they required to meet the same educational requirements as a true mortgage broker.

Your Banker Works for the Bank, We Work for You

When you deal with your branch, make no mistake who your loans officer is working for; the bank. Our financing specialists work on your behalf to ensure that you are getting the lowest wholesale interest rates in the country.

There are no fees for your services, we are paid a referral fee from the lender where we place your loan. There is no reason NOT to apply at RateDeals.ca for your mortgage in Edmonton. Talk to us today and compare the difference.

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